Personal Loans

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Knock your debt down to size.

When you’re paying high-interest debt, it can spiral out of control
quickly—but you have the power to stop it. Transfer your debt to a
lower-interest SoFi Personal Loan to potentially save a lot of money
and gain peace of mind.

Get an exclusive
0.50% personal loan
rate discount.*
Better debt is simply better for you.

If you’re paying really high interest on your credit
cards, a SoFi Personal Loan—with low fixed
rates—is simply better debt. And it gets even
better– you’re eligible for an exclusive 0.50%
rate discount* when you secure a personal loan
through your portal. Just visit your SoFi at Work
benefits portal to get started.

How a SoFi Personal Loan can benefit you:

Got questions? We’ve got answers.

 

Call 833-277-7634

 

Monday–Thursday: 8am–10pm ET Friday–Sunday: 8am–8pm ET

Products available from SoFi on the Dashboard may vary depending on your employer preferences.

 

Terms and conditions apply. SOFI RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS AND BENEFITS AT ANY TIME WITHOUT NOTICE. To qualify, a borrower must be a U.S. citizen or
other eligible status, be residing in the U.S., and meet SoFi’s underwriting requirements. SoFi Personal Loans can be used for any lawful personal, family, or household purposes and may not be used for post-
secondary education expenses. Minimum loan amount is $5,000. Additional terms and conditions may apply. Lowest rates reserved for the most creditworthy borrowers. The average of SoFi Personal Loans
funded in 2022 was around $30K. Information current as of 6/8/23.
 
*0.50% rate discount for securing a personal loan: Terms and conditions apply. Offer good for new personal loan customers only and subject to lender approval. To receive the offer, you must: (1) register and/or apply through your SoFi at Work Dashboard or Benefits Portal; (2) complete a loan application with SoFi within 90 days of your application submit date; (3) and meet SoFi’s underwriting criteria. Once conditions are met and the loan has been disbursed, the interest rate shown in the Final Disclosure Statement will include an additional 0.50% rate discount because of your involvement with a SoFi partner company at the time of loan origination. Offer good for new customers only. Cannot be combined with other rate discounts, with the exception of the 0.25% autopay rate discount, 0.25% Direct Pay discount, and 0.25% Direct Deposit discount. SoFi reserves the right to change or terminate the Rate Discount Program to unenrolled participants at any time with or without notice.
 
†Same-Day Personal Loan Funding: 82% of typical SoFi personal loan applications, excluding Direct Pay personal loans and personal loan refinance, from January 1, 2022–January 1, 2023 that were signed before 7pm ET on a business day were funded the same day.
 
Advisory tools and services are offered through SoFi Wealth LLC, an SEC-registered investment adviser. 234 1st Street San Francisco, CA 94105.
 

SoFi Student Loan Refinance Loans, Personal Loans, Private Student Loans, and Mortgage Loans are originated through SoFi Bank, N.A., NMLS #696891 (Member FDIC), (www.nmlsconsumeraccess.org). For additional product-specific legal and licensing information, SoFi.com/legal. 2750 E. Cottonwood Parkway #300 Cottonwood Heights, UT 84121. ©2023 Social Finance, Inc. All rights reserved. Information as of June 2023 and is subject to change. AW23-1381351-B